This final section is the difference between your total personal income (A) and your total personal expenses (B).Į.g. You add all of these sources together to figure out your total monthly personal expenses (B).ģ. Again, the number of items you include will depend on your personal situation, but a typical personal expenses section can be anywhere from 10 to 20 line items. Among other things, this could include your home rent or mortgage payments, personal loan repayments, council tax, utilities bills, childcare or school fees, personal savings or monthly grocery bill. This section is where you list any of the expenses you personally incur in a typical month.
#Savings planner chart download
If you use our free template (see download link above), this will be automatically calculated for you. You add all of these sources together to figure out your total personal monthly income (A). The number of items you include will depend on your personal situation, but a typical personal income section includes between three and six items. Among other things, this could include your salary from an employer, your personal savings, benefits payments or even returns from an investment. This section is where you list all of the sources of personal income you earn in a month. How do I complete my Personal Survival Budget?Ī Personal Survival Budget is made up of three key sections: Please note, the following documents should open on any device with a document viewer and editor but for the best user experience, we recommend editing this template on a desktop. Another benefit of using our template is that it includes all of the right information that our loan assessment team requires from you to make a fair and informed lending decision. However, if you are starting from scratch, we recommend using our template because it is designed to make it as simple as possible for you to complete. Remember, you don’t have to use our template – particularly if you have already created a Personal Survival Budget. The file also includes a Business Plan template, which is required for your application. These two templates are automatically linked together to reflect where any shortfall in your personal budgeting may need to be made up by drawings from your business. For your ease, this file includes a blank Cash Flow Forecast template, which you must also submit with your application.
#Savings planner chart how to
This file includes a separate tab with guidance on how to use the template, as well as some useful hover-over tips and messages on the template itself to support you as you work through.
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